Income Protection & Life Insurance Made Human.
Top -Rated Income & Life Insurance
Peace of Mind knowing your home mortgage is protected.
LendRisk helps you protect the roof over your head and the income that pays for it. We translate complex insurance into clear options, leveraging a global panel of insurers to find cover that fits your life and your mortgage.
No jargon. No pressure. Just honest guidance on the cover you actually need.
Quick Snapshot
Fast, clear protection, built around your mortgage.
We provide straight talking product advice that covers your mortgage, and dependants to protect your assets and keep your lifestyle intact if life takes an unexpected turn.
Access a global panel of leading insurers in one conversation.
Protect both your mortgage and the income that pays for it.
Transparent terms explained in plain language, no jargon.
Dedicated advocate to manage underwriting and claims.
Our Team
Specialists who treat your risk like their own.
You’re not dealing with a call centre. You’re partnered with seasoned insurance professionals who take the time to source quality cover at the right price.
Karl Kepper
Principal Insurance General Advisor
With a master's in law and 25+ years across finance law and risk, Karl provides affordable cover through quality global insurers without advice fees.
Leanne Ansell
Customer Support
Leanne translates complex application criteria into simple steps, ensuring your experience of obtaining cover is made simple
Why LendRisk is the right choice for your peace of mind.
Your income and your mortgage are deeply connected. We protect both, so you can focus on living, not on “what ifs”.
Expert Advocacy – We sit on your side of the table, negotiating with insurers and handling paperwork so you don’t have to.
Global Market Access – We source options from a global panel of insurers, not just one brand, to help keep costs sharp and cover robust.
Simplified Processes – Clear explanations, plain English summaries, and streamlined digital sign‑up so you can make decisions with confidence.
Designed for homeowners & borrowers
Whether you’re taking out your first mortgage, refinancing, or expanding a property portfolio, LendRisk builds protection around your lending strategy, not the other way around.
Outcome: if illness, injury, or worse were to occur, your mortgage can stay on track and your family can stay in the home you’ve worked so hard for.
What We Cover
Strategic protection for your income and life.
We address the three biggest worries borrowers have about insurance and turn them into clear, manageable decisions.
Cost of Cover
Competitive rates via a global panel.
Instead of pushing a single insurer, we compare pricing and benefits across our global panel. That means we can often maintain strong cover while providing options to keep premiums aligned with your budget.
Complexity
We do the heavy lifting for you.
Application forms, medical questionnaires, policy wording, LendRisk manages the process end‑to‑end and summarises everything in clear language to make the insurance cover you need easy.
The Expert Advantage
A professional in your corner.
With general advice, you get the best of both worlds, an expert who knows how underwriters and insurers think, and product advice without the high costs or fees.
Trusted by homeowners, investors, and professionals.
LendRisk supports clients across a range of occupations and lending profiles, from first‑home buyers to seasoned property investors.
Get A Quote
A few details today. A safer tomorrow.
Share a few key details about your mortgage and income, and we’ll come back with tailored options from our insurer panel. No obligation, no hard sell.
- You’ll be tagged as a priority quote request in our system.
- Our team is notified immediately and reviews your details.
- You receive a clear “Next Steps” email outlining timelines.
- We create an opportunity in our Insurance Pipeline to track your cover through to approval.
Secure my quote
Complete the form below and a LendRisk specialist will be in touch within one business day.
By submitting, you agree that LendRisk may contact you about mortgage and income protection solutions. We respect your time and your privacy.
LendRisk
Making insurance simple. Helping you manage the risk around your mortgage and the income that covers it.
Need to talk to a specialist?
Email: [email protected]
Phone: 0434 791 424